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Many sites allow you to pay for membership with virtual money systems.
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Stopping paper based credit card billing can sometimes help, but it’s only covering your tracks to a certain extent.
One way of avoiding credit card use (at least, directly) is to use another method of paying for a dating site membership.
If you use a credit card to sign up to a dating site then there’s always a chance that a tell tale sign will appear on your credit card statement.
If you’re in a relationship and want to use a flirting site or something then you need to avoid any chance of being caught.
You never know who will pop up from anywhere in the world.