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Maintain at least 1,000 pesos if you want to earn interest. Kahit parang walang earnings, ang importante ay meron kang savings. It's better to pay 5 pesos for every ATM withdrawal than paying 300 pesos a month as penalty for not maintaining the balance requirement for 2 consecutive months. Some branches accept barangay clearance or certificate as proof of address. Try also applying at BPI Express Centers in malls or near malls.What you will do is to plan your withdrawals so you don't get deducted a lot of 5 pesos. Yong ibang branch naman, okay lang na walang proof of address basta meron kang 2 valid IDs. Ang libre: Online and mobile phone balance inquiry Obvious na advice: If possible, don't withdraw from a non-BPI bank para hindi matriple yong withdrawal fees mo. : Huwag hayaang mag-negative balance ang KAYA savings account mo! Maybe later on BPI will even lower the minimum initial deposit amount for KAYA to less than 100 pesos to comply with the new BSP order for banks to offer BASIC savings accounts to serve the unbanked.- , bring extra documents, just in case the branch requires more documents: -- your school ID -- current registration card or enrollment card -- NSO-issued birth certificate -- barangay clearance or certificate, or any proof of your address (bill in the name of your father; your birth certificate shows your relationship) . And if you have time, please comment here or on other banking blogs about banks and bank branches that require lots of documents. Pay 150 pesos for the Express Teller ATM debit card.
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